Financial activity across Cyprus expanded in August 2026, with both bank deposits and credit portfolios registering net monthly growth. According to updated figures published by the Central Bank of Cyprus (CBC), total systemic liquidity reached €59.3 billion while total lending volume climbed to €28.5 billion.
August 2026 Banking Performance Metrics
| Indicator | Outstanding Balance | Net Monthly Change | Annual Growth Rate |
| Total Deposits | €59.3 billion | +€171.5 million | 6.5% (up from 6.2% in July) |
| Total Loans | €28.5 billion | +€114.6 million | 11.8% (up from 11.1% in July) |
Breakdown of Resident Financial Flows
1. Deposit Trends
Deposits placed by Cyprus residents expanded by €175.3 million during August. Corporate balances and institutional funds provided the strongest positive contributions, offsetting a minor dip in household savings:
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Non-Financial Corporations: Increased by €60.2 million.
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Other Domestic Sectors: Increased by €117.0 million.
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Household Deposits: Decreased marginally by €1.9 million.
2. Lending Activities
Credit expansion reversed the prior month’s contraction, with total loans growing by €114.6 million in August (compared to a net decline of €68.7 million in July). Lending to local residents accounted for €36.5 million of this increase:
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Non-Financial Corporations: Added €32.4 million in new net borrowing.
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Households: Expanded credit balances by €12.6 million.
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Other Domestic Sectors: Contracted by €8.5 million.
Source: Stockwatch.com.cy